Sleep Apnea Treatment

Question by IRONMAN: how do you obtain disability insurance if you’re diagnosed with sleep apnea?
After 20 yrs in the same hospital, I’m leaving my pharmacist job to work as an independent contractor. In preparation for my move, I applied for disability insurance thru a large insurance company but was denied coverage because I was diagnosed with sleep apnea.

Any suggestions out there? Will this continue to haunt me? I had the test done because my wife said I snored too much. Had I never been tested, I’d be on my merry way with a disability policy in hand.

Best answer:

Answer by kiltze
You likely will not be able to obtain coverage. Sleep Apnea is rather expensive for an insurance company due to the high costs of CPAP machines and masks. The only way around this might be to convince an insurance company to let you sign a waiver absolving them from having to cover your Sleep Apnea.

What do you think? Answer below!

My father said he was watching the show “1001 Ways to Die” on Spike TV and there is actual medical research that proves if you die in your dream or actually have impact when falling out of a window – you will die! I told him there was no way you could prove that, because if someone dies, they won’t live to tell you about the dream. But he said it’s been proven and there is a way for doctors to do an autopsy on the brain to tell if you had this type of dream.
He said it’s an actual “sleep disorder” that is fatal. I tried to research it with no luck, because I’m not a believer! Anyone know what the name of the disorder is??
*** PLEASE no stories about your “death” dreams and how you’re still alive… or interpretations of death/dying dreams! I am informed in those 2 areas! ****
BEST ANSWER receives 10 pts!

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