Sleep Apnea Treatment

Question by IRONMAN: how do you obtain disability insurance if you’re diagnosed with sleep apnea?
After 20 yrs in the same hospital, I’m leaving my pharmacist job to work as an independent contractor. In preparation for my move, I applied for disability insurance thru a large insurance company but was denied coverage because I was diagnosed with sleep apnea.

Any suggestions out there? Will this continue to haunt me? I had the test done because my wife said I snored too much. Had I never been tested, I’d be on my merry way with a disability policy in hand.

Best answer:

Answer by kiltze
You likely will not be able to obtain coverage. Sleep Apnea is rather expensive for an insurance company due to the high costs of CPAP machines and masks. The only way around this might be to convince an insurance company to let you sign a waiver absolving them from having to cover your Sleep Apnea.

What do you think? Answer below!

Question by nytroxbury: Life Insurance. If someone was diagnosed with sleep apnea will it be hard to obtain life insurance?
Wanted to find out if getting universal life insurance would be hard or term life insurance is a better bet?

Best answer:

Answer by SHIRLEY P
Common situation you met like many other people,be patient,and check the resource here i found useful.

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Question by Steve Can you die from the seizure in his sleep? Do not sleep, but only one attack? I may have them for years but never had any problems. Can you stop breathing? best answer:

response from Amanda
If you have degenerative diseases (such as Lennox-gausteau), the effects of brain physiology, then . But besides that the only reason why it will take your breath when vomited and nursing during the attack.

were Add your own answer in the comments!

Have been diagnosed with osa following sleep test at bangkok pattaya hospital in Pattaya. Need now to obtain automatic machine. Hospital cannot supply and their agencies are very slow.