May
29
2010
Does the United Healthcare Choice Plus insurance plan cover pre-existing sleep apnea CPAP treatments?
Posted by: Alan in Obstructive Sleep Apnea, tags: Apnea., Choice, cover, Cpap, Healthcare, Insurance, plan, Plus, preexisting, Sleep, Treatments, United
I have been on a CPAP for 18 months now, and acquired United Healthcare Choice Plus insurance several months ago. Will they cover my masks, CPAP and future sleep treatments?













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May 29th, 2010 at 7:20 am
If it is a group plan there will probably be coverage subject to a waiting period. If you had insurance immediately prior to getting this plan the waiting period will probably have been waived.
If it is an individual plan there will be a waiting period of 6 to 12 months depending upon which state you live in.
May 29th, 2010 at 7:43 am
Typically if they do not exclude this condition in your contract and you were covered continuously prior to the new policy, you should be covered. That being said sleep apnea is usually excluded or ridered and is not covered..in individual medical plans. I have never had a policy issued without this condition being excluded. Sorry for this but I hope it is helpful.