Sleep Apnea Treatment

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Mar 31 2010

Is sleep apnea considered a pre-existing condition that is not covered by CareFirst BlueCross BlueShield?

Posted by: Alan in Obstructive Sleep Apnea, tags: Apnea., BlueCross, BlueShield, CareFirst, condition, Considered, covered, preexisting, Sleep

I am considering switching insurance during open enrollment to CareFirst, from Kaiser. I have sleep apnea and am on a CPAP machine. Is this considered a pre-existing condition that would nto be covered, or can it be transferred to the new insurance as durable medical equipment?

I am waiting on an answer from CareFirst, but need to make a decision by next week.

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This entry was posted on Wednesday, March 31st, 2010 at 1:10 am and is filed under Obstructive Sleep Apnea. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “Is sleep apnea considered a pre-existing condition that is not covered by CareFirst BlueCross BlueShield?”

stinab says:

March 31st, 2010 at 1:10 am
The only time you should be penalized for a pre-existing condition is if their is a gap in your coverage. If there’s a period in between switching ins where you do NOT have coverage then yes sleep apnea is a pre- existing diagnosis. Most of the time you will have to provide documentation to your new isns company that you have not had a gap in coverage.
You sould be okay to switch.
mbrcatz17 says:

March 31st, 2010 at 1:11 am
Loaded question. Yes, it’s a pre-existing condition, but seeing as how you’re switching from one employer group to another, the new carrier cannot exclude coverage for it.